Financing

Smarter Equipment
Financing

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APPROVE

APPROVE has gathered many of the nation’s top lenders to create a powerful, versatile lender network capable of approving all kinds of businesses and credit profiles. Here’s why APPROVE is a smarter way to finance your equipment.

APPROVE technology analyzes your finance application and matches it with your best-fit lender in our lender network.

This matching technology will give you the highest chances of approval AND the lowest possible finance rates.

Your dedicated APPROVE finance rep will answer your questions, help you choose the ideal finance terms for your business, and ensure a smooth, efficient finance experience.

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Steve Slaska
910-550-3577

Commercial Equipment
Financial & Leasing

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JR Capital

JR Capital finances business-essential equipment, new or used, for all businesses of all sizes. There is no max financing amount.

$1MM App-Only

With our 1-page application, customers can get up to $1MM for transactions exceeding $1MM, we require a full financial package.

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2-Hour Approvals

We are committed to privding fast decisions for every application and strive for timely communication

$0 Down, Rates Start at 6.99%

Most approvals do not require the customer to put money down and have competive rates

Non-Titled Equipment

All construction & farm equipment with same day funding: skid steers, excavators, bulldozers, backholes, graders, and more

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Miranda Padilla
602-842-5806

Equipment
Leasing

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Capital Asset Resources

Customized solutions

Highly competitive rates, flexible financing terms with a structure designed to meet your client’s specific requirements.

Flexibility

At the end of the lease term the lessee may elect to either purchase the equipment, trade into new equipment/vehicle or roll the lease into a new restructured term for further use with current established equity

100% financing

You can finance up to 100% of the equipment cost. Often including, service fees, installation, and sales tax

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Point of Contact

Tucker Cromer

Subprime Equipment
Financing

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Ceiling Financial

Customized Solutions

  • Credit Score Below 600 (even down to 450 at times)
  • Time in Business (TIB): Less than 2 years or start-ups!
  • Sole Proprietorships: Rare that they can get qualified
  • Old Equipment: Sometimes the customer is approved but the equipment is not

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Point of Contact

Kaleb Cavazos
Senior Relationship Manager

Commercial Capital
Equipment Financing

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Commercial Capital

We are not a broker, we underwrite, fund and service all our transactions. One point of contact from application to final payment.

Typical financing ranges from $5,000 to $5 million, with terms of 12–72 months structured around equipment type, cash flow, and credit profile.

We offer flexible repayment terms designed to ease the financial strain of equipment purchases.

Our personalized financing plans make it simple to get the equipment you need without hefty upfront costs.

As an award-winning, family- and veteran-owned business with over 40 years in the industry, we bring experience and trust to every partnership.

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Mike Halliburton
573‑234‑4506